Michael Dorrian
Michael Dorrian, BROKER SELLING YORK REGION ONE HOME AT A TIME

YOUR MOST TRUSTED NAME IN REAL ESTATE


 

THINKING OF SELLING??? CALL MICHAEL TODAY FOR THE BEST FULL SERVICE LISTING FEES IN YORK REGION...I WILL NOT BE BEAT IN PUTTING MORE MONEY IN YOUR POCKET.

CELL# "905 252 2561"

 


LOCAL WEATHER



ONTARIO AND TORONTO LAND TRANSFER TAX CALCULATOR



Calculators



Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Contact Me


Michael Dorrian
 
Michael Dorrian
Email Michael
 
Phone: 905-836-1212
TollFree: 866-773-9595
Cell: 905-252-2561
Fax: 905-836-0820
Address: 17360 Yonge Street
City: Newmarket
Province: Ontario L3Y 7R6
Country: Canada
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